Captive Insurance 101

A captive and a traditional commercial insurance company are similar in many ways. They both: are regulated and require a license to transact business; set insurance premium rates for the risks they insure based on underwriting and actuarial analysis; collect premium in exchange for coverage; and pay covered claims when they are made against issued policies. Also, in both companies, any money that is not utilized or paid in claims stays in reserves, is investable and may become profit.

Captive Benefits

Authorized Captive Service Provider

As an Authorized Service Provider in the State of Delaware, we believe regulatory compliance is paramount to a captive insurance strategy.

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